For most folks, it is not a matter of "if" but "when" regarding whether your computer will crash, get a massively destructive virus or be destroyed by a natural disaster. Instead of worrying about your data, take action. You can be prepared with automated, remote storage, which eliminates having to plug anything in for backing up your information and provides offsite backup in a remote area with totally different natural disasters. Compare current offerings from Backblaze, Carbonite, CrashPlan and Mozy to see from whom you can get the best deal; then, after creating your account, download your choice's software from its website, follow the instructions for setting the parameters of your automated backup and relax because your information is being secured as you continue working. There's nothing to remember, but I do recommend occasionally checking that your set-up is functioning properly, which you can plan for once a month or so.
How do you currently backup your data? Might you implement one of the tools I've mentioned here?
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